Loan Protection

United Consumers Credit Union offers insurance and warranty plans to protect your assets – all at a fraction of what you’d pay at the dealership.

GAP Coverage

If your vehicle is declared a total loss due to collision or theft, you still have to pay the difference, or the “gap,” between the insurance settlement and your loan balance. Guaranteed Asset Protection is low-cost coverage that can pay the potentially high-cost difference. Ask about it when you apply for your next loan!

Extended Warranty Plans

This coverage ensures that you can afford repairs to your car when the unexpected happens. For a few dollars a month, you can protect your vehicle and your finances from expenses that could be costly. Policies include roadside assistance, towing and rental reimbursement, and can even be transferred if you sell your vehicle to a private party. Model year and mileage guidelines apply, so ask your loan officer for complete details.

Credit Life & Credit Disability Insurance

Protect your family from financial tragedy caused by death or disability. These insurance policies will ensure that your loan payments are covered in case of emergency. Ask us about Credit Life and Credit Disability Insurance, and enjoy financial peace of mind.