Personal Loans

These affordable, flexible loans are designed to provide you with quick cash to use any way you wish. Use a UCCU Personal Loan to consolidate debt or cover bills, pay for large purchases like appliances and computers, or treat yourself with a getaway. Your good credit and a signature are all you’ll need to get the funds you want!

Signature Loan

• Enjoy low interest rates and affordable payments
• Repay your loan with flexible terms ranging from 90 days to 60 months
• Manage your loan with free CU Anywhere online banking, CU Mobile (banking with your smart phone) and MAC24 Audio Response phone access
• Set up payroll deduction for effortless payments 

Personal Line of Credit

• Borrow funds as you need them from a reusable line of credit
• Enjoy maximum flexibility with an open-ended term
• Manage your loan with free CU Anywhere online banking, CU Mobile and MAC24 Audio Response access
• Make cash withdrawals, transfer funds to other UCCU accounts or use as overdraft protection

Share Secured Loan

• Borrow at exceptional loan rates by using your savings as collateral
• Enjoy terms as long as 60 months
• Manage your loan with free CU Anywhere online banking, CU Mobile (banking with your smart phone) and MAC24 Audio Response phone access
• Can be used to establish credit score

Certificate Secured Loan

• Borrow at exceptional loan rates by using your certificate as collateral
• Enjoy terms as long as 60 months, based on certificate maturity
• Manage your loan with free CU Anywhere online banking, CU Mobile (banking with your smart phone) and MAC24 Audio Response phone access