Business Lending & Credit

Our business banking consultants can help you choose the right loan options for your situation. With UCCU, you won’t have to pay application or service fees. Plus, we'll help you structure your payments to suit your budget.

Commercial Real Estate

Commercial Real Estate loans can be used for purchasing shopping/strip centers, office buildings, industrial warehouses or similar properties. Enjoy competitive rates and terms up to five years with 25-year amortization.

Non-Owner Occupied Real Estate Loans

These loans are perfect for those wanting to invest in rental housing. Enjoy competitive rates and terms up to five years with 25-year amortization.

Multi-Family Real Estate Loans

Multi-Family Real Estate loans are the best option for those wanting to purchase apartment buildings or other multi-family properties. Enjoy competitive rates and terms up to five years with 25-year amortization.

Commercial Vehicle Loans

Get a loan for your work vehicle with a UCCU Commercial Vehicle Loan. Terms range up to four years and our loans feature competitive rates.

Term Loans

Term loans can be used for a variety of commercial reasons. Terms range up to five years and borrowers can enjoy some of the best rates around. 

Lines of Credit

A Business Line of Credit is perfect to meet a business’ day-to-day operating needs or just to have in case of an emergency. These lines of credit have a term of one year, which may be renewed at maturity. 

Standby Letters of Credit

This is a credit union exclusive! This financial tool allows you or your business to draw drafts on the credit union under specific conditions set forth in the agreement. Enjoy a term of just one year with competitive rates. 

For personalized business financing that's cost-effective and easy to manage, visit any of our seven convenient locations, and speak with one of our business consultants.