First Time Loans & Credit

United Consumers wants to provide young people with a smart financial start. That’s why we offer simple financing solutions, personal attention and convenient services that help foster education and develop financial independence. 

First Time Auto Loans

This program makes financing that first car or truck easy and convenient. With an adult cosigner, credit union members ages 16-22 can enjoy these great loan features:

• Borrow up to 100% of the vehicle value
• Enjoy terms up to 60 months
• No credit history required
• Low down-payment requirements

First Time Credit Cards

Enjoy financial freedom without worrying about surprise rate hikes, hefty fees or tricky offers. A UCCU Classic Visa^® Credit Card gives members ages 16-24 these financial advantages:

• Reasonable credit limits and low interest rates
• Young cardholders receive guidance from an adult co-signer
• No annual fees or hidden charges

Contact us to learn more about the youth services at UCCU. You can also click here to print and share our youth services brochure.