Home Equity Loans

A Home Equity Loan or Line of Credit from United Consumers Credit Union is the ideal way to use the equity you’ve built up in your home. Use the money to make home improvements, pay off high-interest credit cards, help out with college tuition, take a dream vacation or cover whatever unexpected financial needs come your way!

Home Equity Lines of Credit

• Borrow as much as 100% of your home’s assessed value, less any outstanding mortgages, up to $100,000
• Take up to 10 years to repay the loan
• Pay no points (if no appraisal needed)
• Interest may be tax deductible*

Fixed-Rate Home Equity Loans

• Borrow as much as 100% of your home’s assessed value, less any outstanding mortgages, up to $100,000
• Enjoy flexible terms and competitive rates
• Pay no points (if no appraisal needed)
• Interest may be tax deductible*