Loan Rates
Loan and savings rates are subject to change without notice.
Secured Loans
Finance your car, truck, boat, RV or motorcycle for less with a loan from UCCU! Checkout our rates below, call (816) 325-6900 for more information.
| Model Year |
Term |
Annual Percentage Rate |
| 2007 – 2013 |
Up to 71 months |
As low as 2.75% |
| 2007 – 2013 |
72 – 83 months |
As low as 4.00% |
| 2007 – 2013 |
84 – 95 months |
As low as 4.50% |
| 2007 – 2013 |
96 – 120 months |
As low as 5.50% |
| 2006 and older |
Up to 60 months |
As low as 8.95% |
Rate is subject to member eligibility and creditworthiness. The maximum loan to value is 120% of purchase price. Loans greater than 60 months and less than 72 months must exceed $25,000. Loans greater than 72 months and less than 84 months must exceed$35,000. Loans greater than 84 months and less than 96 months must exceed $50,000.Loans greater than 96 months must exceed $75,000. Minimum annual principal repayments $1,000. Contact the credit union for complete loan details.
Unsecured Loans
Get the funds you need with just your signature! United Consumers Credit Union offers generous credit limits based upon income, so you can enjoy the financial flexibility you deserve. Check out our rates below, call (816) 325-6900 for more information.
| Loan Type |
Term |
Annual Percentage Rate |
| Signature Loan |
Up to 60 months |
As low as 8.95% |
| Signature Line of Credit |
Open-ended |
As low as 8.25% |
Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.
Home Equity Loans
Make the most of the available equity in your home with a loan from UCCU! Check out our rates below, call (816) 325-6900 for more information.
| Loan Type |
Loan To Value |
Annual Percentage Rate |
| Adjustable Line of Credit |
80% |
As low as 4.00% |
| Adjustable Line of Credit |
90% |
As low as 5.25% |
| Fixed Rate Loans |
80% |
As low as 4.50% |
| Fixed Rate Loans |
90% |
As low as 6.00% |
| Fixed Rate Loans |
100% |
As low as 7.75% |
Mortgage Loans
Your credit union provides fixed and adjustable rate options, special loan programs and commercial lending solutions. Rates change daily, so call (816) 325-6900 for up-to-date information and loan details.