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Savings & Investments
United Consumers Credit Union accounts ensure your financial security and provide a competitive rate of return. Consult the chart below for dividends, andUnited Consumers Credit Union accounts ensure your financial security and provide a competitive rate of return. Consult the chart below for dividends, and contact us for more information!
| Account Type |
Balance Requirement |
Annual Percentage Yield |
| Preferred Checking |
N/A |
0.05% |
| Business Checking |
N/A |
0.05% |
| Regular Share |
$500– $2,499.99 |
0.10% |
| Regular Share |
$2,500 – $24,999.99 |
0.15% |
| Regular Share |
$25,000 – $49,999.99 |
0.20% |
| Regular Share |
$50,000+ |
0.25% |
| Christmas Club |
N/A |
0.10% |
| First Time Savings |
N/A |
0.10% |
| IRA |
$2,000 – $9,999.99 |
0.10% |
| IRA |
$10,000 – $24,999.99 |
0.15% |
| IRA |
$25,000 – $49,999.99 |
0.20% |
| IRA |
$50,000+ |
0.25% |
| Classic Money Market |
$2,500+ |
0.10% |
| Preferred Money Market |
$2,500 – $9,999.99 |
0.05% |
| Preferred Money Market |
$10,000 – $49,999.99 |
0.10% |
| Preferred Money Market |
$50,000 – $74,999.99 |
0.15% |
| Preferred Money Market |
$75,000+ |
0.20% |
Dividends are compounded monthly and paid monthly.
Loan and savings rates are subject to change without notice.
Classic Certificates of Deposit
Balance requirement $500 – $24,999.99
| Term |
Annual Percentage Yield |
| 6 months |
0.25% |
| 12 months |
0.40% |
| 18 months |
0.50% |
| 24 months |
0.65% |
| 30 months |
0.70% |
| 36 months |
1.00% |
| 48 months |
1.20% |
| 60 months |
1.40% |
Preferred Certificates of Deposit
Balance requirement $25,000 – $74,999.99
| Term |
Annual Percentage Yield |
| 6 months |
0.25% |
| 12 months |
0.40% |
| 18 months |
0.50% |
| 24 months |
0.65% |
| 30 months |
0.70% |
| 36 months |
1.00% |
| 48 months |
1.20% |
| 60 months |
1.40% |
Effective date 5/11/2012
Premium Certificates of Deposit
Balance requirement $75,000+
| Term |
Annual Percentage Yield |
| 6 months |
0.30% |
| 12 months |
0.45% |
| 18 months |
0.55% |
| 24 months |
0.70% |
| 30 months |
0.75% |
| 36 months |
1.05% |
| 48 months |
1.25% |
| 60 months |
1.45% |
Dividends on all CDs are compounded monthly and paid monthly.
Early withdrawal penalties apply. Contact the credit union for complete certificate details.
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