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Your Card on Your Terms!

Protect your card on your mobile device by receiving alerts and defining where, when, and how your credit and debit cards are used. Payment cards offer both convenience and risk. CardValet manages the risk by allowing you to define how your cards can be used.

 Watch this informational video for more information about CardValet.


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Important Features and Benefits:

CardValet is ideal for cardholders who want to proactively monitor and manage their card accounts through their smartphone. The financial management capabilities of CardValet enable cardholders to:
• Receive alerts for card transactions
• Monitor and control card usage Getting started is easy.  
Cardholders simply download the CardValet app to their mobile device then customize alert preferences and usage settings.

Secure Card Usage CardValet sends alerts for PIN and signature transactions performed with debit and credit cards, enabling cardholders to manage, track and report specific types of transactions
and quickly detect unauthorized activity. Cardholders can customize their experience by setting alert and control preferences using a variety of options.

Alerts can be set up to inform cardholders of specific types of transactions. CardValet can send an alert when a card is used, when a transaction is approved and exceeds any of the permitted use policies,
or when a card transaction has been attempted but is declined. The alert is sent in real time, immediately after the transaction has taken place or has been declined.

Parental Controls

Whether they are at the mall or away at college, your kids want to spend money.  Your not their personal ATM, but you do need a way to support their needs, while managing their spending. Enter CardValet.  With convenient features like threshold limits, merchant categories and location on/off controls, you decide where, when and how your children use their payment cards.

Location-Based Alerts and Controls

• The My Location control can restrict transactions to merchants located within a certain range of the cardholder’s location (using the phone’s GPS); transactions requested outside of the specified range can be declined
• The My Region control uses city, state, country or ZIP code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.

Merchant Alerts and Controls

Your transactions can be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants and groceries. Transactions can also be monitored and controlled for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.
Usage Alerts and Controls Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed predefined thresholds.

On/Off Setting

• When the card is “on,” transactions are allowed in accordance with the cardholder’s usage control settings
• When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card.


Your Cards, on Your Terms

Protect your debit and credit cards through your mobile device by receiving alerts and defining when,where and how your payment cards are used - with CardValet®

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