Commercial Real Estate
Commercial Real Estate loans can be used for purchasing shopping/strip centers, office buildings, industrial warehouses or something similar. Enjoy competitive rates and terms up to five years with 25-year amortization.

Non-Owner Occupied Real Estate Loans
These loans are perfect for those wanting to invest in rental housing. Enjoy competitive rates and terms up to five years with 25-year amortization.

Multi-Family Real Estate Loans
Multi-Family Real Estate loans are the best option for those wanting to purchase apartment buildings or other multi-family properties. Enjoy competitive rates and terms up to five years with 25-year amortization.

Commercial Vehicle Loans
Get a loan for your work vehicle with a UCCU Commercial Vehicle Loan. Terms range up to four years and have competitive rates.

Construction Loans
Construction loans are for those borrowers who wish to finance the construction of their principal residence. Terms range up to 12 months with interest-only payments and competitive rates. When the construction is finalized, the Construction loan will be converted to a permanent consumer mortgage.

Term Loans
Term loans can be used for a variety of commercial reasons. Terms range up to five years and borrowers can enjoy some of the best rates around.

Lines of Credit
A Business Line of Credit is perfect to meet a business’ day-to-day operating needs or just to have in case of an emergency. These lines of credit have a term of one year, which may be renewable at maturity.

Standby Letters of Credit
This is a credit union exclusive! This financial tool allows you or your business to draw drafts on the credit union under specific conditions set forth in the agreement. Enjoy a term of just one year with competitive rates.