HOME   /  ABOUT US   /  HOW TO JOIN   /  LOCATIONS   /  CONTACT US   /  CAREERS   /  PRIVACY   /  RESOURCES
     
CONSUMER

Mortgage Programs
Whether you’re looking to purchase or refinance a home, get your mortgage from someone you know and trust. Our mortgage lending professionals will take you through every step of the purchase of your home and offer you competitive rates, affordable repayment terms and friendly, personal service. We offer a variety of mortgage options to fit your needs.

Fixed-Rate Mortgages
We offer 10-, 15-, 20-, 30- and 40-year fixed-rate mortgages. The monthly principal and interest payments remain the same throughout the life of the loan.

Biweekly Payment
This option is offered for fixed-rate mortgages as a way to pay off your mortgage quicker. Enjoy smaller, biweekly payments while knocking away at interest.

Adjustable-Rate Mortgages
We offer 1-1, 3-1, 5-1 and 10-1 adjustable-rate mortgages. The interest rate is adjusted periodically based on which mortgage is selected.

Apply now

First-Time Home Buyers

MyCommunity® Home Buyer’s Program
Includes no minimum borrower contribution and low mortgage insurance coverage requirements. Flexibility on credit histories (non-traditional credit accepted) and income source (including border income from relatives or non-relatives). Also, enjoy up to a 40-year term and multiple options for the initial interest-only period.

Is making your mortgage payments becoming more difficult?
Check out these resources.

Back to top


 
 
 
 

 

 

 

 

 

 
Web site design by The Accel Group, Inc. and Media Vision, Inc.
©2007. United Consumers Credit Union. For questions about this Web site, contact the webmaster