United Consumers CU: Consumers Loans

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Consumer Loans

Whether you need an auto loan or a mortgage loan, United Consumers Credit Union can help! Check out the many options offered to our members:

Mortgage Loans

Let us help make the home-buying process enjoyable for you with a First Mortgage Loan from UCCU. We’ll take you through every step of the purchase of your home, and offer you competitive rates, affordable repayment terms, and friendly, personal service.

Our First Mortgage Loans are available with terms of up to 30 years.

For the ultimate in flexibility, we also offer Home Improvement and Second Mortgage Loans. No matter what your needs, these loans offer affordable, fixed rates and convenient repayment terms. Apply for a Mortgage Loan today.

Is making your mortgage payments becoming more difficult? Check out these resources.

Home Equity Loans

A Home Equity Line of Credit is the ideal way to use the equity you’ve built up in your home for a variety of purposes. You can borrow up to 100% of the value of your home, up to $100,000. You can take up to 10 years to repay the loan, and the money may even be tax deductible (consult your tax advisor for details.)

Use the money to make home improvements, pay off high-interest credit card bills, help out with college tuition, or whatever unexpected emergencies come your way!

Auto Loans

United Consumers offers great rates as well as flexible repayment terms on all new and used auto loans. Benefits include:

-Financing of up to 120% of the cost of your vehicle for up to 84 months

-Financing at the credit union means you are eligible for any manufacturer’s rebates that are available

-Simple interest is sure to save you money for years to come

-No hidden fees

-No prepayment penalties

-Low-cost GAP insurance

-Low-cost credit life and disability insurances

-Extended warranty service

-Fast, easy and convenient loan approval process

For the ultimate in convenience, be sure to get your loan pre-approved before you shop. You’ll enjoy stronger negotiating power with the dealer, and save time and money.

Motorcycles/Boats/RVs

Enjoy an active lifestyle with a low-cost motorcycle, boat or RV loan from UCCU. You will enjoy:

-Great low rates with terms up to 120 months

-Up to 120% financing of the purchase price on new boats, RVs and motorcycles

-No hidden fees

-No prepayment penalties

-A simple and convenient loan process

VISA Credit Card

For the ultimate in flexibility, savings and convenience, be sure to carry a UCCU Visa Credit Card.

Our VISA Credit Card benefits include:

-No annual fee

-25-day interest free grace period on merchandise purchases

-Competitive interest rates

-Free Common Carrier Life Insurance

-Purchasing power at millions of locations worldwide

Unsecured

Signature/Personal Loans

Use these funds when you need quick, extra cash, or for a variety of personal needs. Qualified borrowers need no collateral; just a signature is required. And you have up to 60 months to repay your loan.