Make your home work hard for you
You work hard, now let your home do the same. United Consumers Credit Union’s home equity line of credit (HELOC) gives homeowners the tools they need to improve their home, pay down debt and more! And for a limited time, you can enjoy:
Intro rates as low as 5.25% APR for 12 months when you open a new HELOC with UCCU or bring us your HELOC from another lender*
And, our HELOC comes with great benefits:
- Affordable payments
- Easily accessible funds
- Flexible repayment terms
- And more!
Make your home’s equity work just as hard as you do, and apply today!
*APR=Annual Percentage Rate. Offer valid 3/2/26-5/30/26 and is subject to change without notice, member eligibility, creditworthiness and collateral conditions. Introductory APR available on new HELOCs, current UCCU HELOCs are ineligible. After the introductory period, APR may vary for the remaining life of the loan. The home equity line of credit features a variable rate that is based on the Prime Rate as published in the Wall Street Journal, plus a margin, and is subject to change. As of 2/23/26, the Prime Rate was 6.75%. HELOCs have a rate floor of 4.5% APR and a maximum repayment term of 180 months. Finance charges begin the date a transaction is posted to your account. United Consumers Credit Union NMLS #604698. Contact UCCU for complete details.