Share Accounts
|
Balance Requirement |
Rate |
APY | |
|---|---|---|---|
|
Kasasa Cash® Checking |
Up to $20,000 |
4.41% |
4.50% |
|
$20,000+ |
0.15% |
0.15% |
|
|
Non-qualifying |
0.01% |
0.01% |
|
|
Kasasa Saver® |
Up to $50,000 |
1.98% |
2.00% |
|
$50,000+ |
0.15% |
0.15% |
|
|
Non-qualifying |
0.01% |
0.01% |
|
|
Preferred Checking |
$1,000+ |
0.20% |
0.20% |
|
Business Checking |
n/a |
0.20% |
0.20% |
|
Christmas Club |
n/a |
0.20% |
0.20% |
|
1st Time Savings |
n/a |
0.20% |
0.20% |
Savings Accounts
|
Balance |
Rate |
APY |
|---|---|---|
|
$500.00-$999.99 |
0.05% |
0.05% |
|
$1,000.00–$2,499.99 |
0.05% |
0.05% |
|
$2,500.00–$4,999.99 |
0.20% |
0.20% |
|
$5,000.00–$24,999.99 |
0.25% |
0.25% |
|
$25,000.00–$49,999.99 |
0.35% |
0.35% |
|
$50,000.00+ |
0.40% |
0.40% |
Individual Retirement Account (IRA)
|
Balance |
Rate |
APY |
|---|---|---|
| Up to $1,999.00 | 0.05% | 0.05% |
|
$2,000.00–$4,999.99 |
0.25% |
0.25% |
|
$5,000.00–$9,999.99 |
0.30% |
0.30% |
|
$10,000.00–$24,999.99 |
0.30% |
0.30% |
|
$25,000.00–$49,999.99 |
0.35% |
0.35% |
|
$50,000.00+ |
0.40% |
0.40% |
Classic and Preferred Money Market
|
Balance |
Rate |
APY |
|---|---|---|
|
Classic: $2,500.00+ |
1.00% |
1.00% |
|
Preferred: $2,500–$9,999.99 |
2.76% |
2.80% |
|
Preferred: $10,000–$49,999.99 |
2.96% |
3.00% |
|
Preferred $50,000–$74,999.99 |
3.15% |
3.20% |
|
Preferred: $75,000.00+ |
3.20% |
3.25% |
Certificates of Deposit (CD)
|
Term |
Balance Requirement |
APY |
|---|---|---|
|
6 months |
$500.00–$24,999.99 |
3.51% |
|
12 months |
$500.00–$24,999.99 |
3.80% |
|
18 months |
$500.00–$24,999.99 |
3.60% |
|
24 months |
$500.00–$24,999.99 |
4.00% |
|
30 months |
$500.00–$24,999.99 |
4.00% |
|
36 months |
$500.00–$24,999.99 |
4.00% |
|
48 months |
$500.00–$24,999.99 |
3.60% |
|
60 months |
$500.00–$24,999.99 |
3.51% |
Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.
Preferred Certificates of Deposit (CD)
|
Term |
Balance Requirement |
APY |
|---|---|---|
|
6 months |
$25,000.00–$74,999.99 |
3.60% |
|
12 months |
$25,000.00–$74,999.99 |
3.90% |
|
18 months |
$25,000.00–$74,999.99 |
3.70% |
|
24 months |
$25,000.00–$74,999.99 |
4.11% |
|
30 months |
$25,000.00–$74,999.99 |
4.11% |
|
36 months |
$25,000.00–$74,999.99 |
4.11% |
|
48 months |
$25,000.00–$74,999.99 |
3.70% |
|
60 months |
$25,000.00–$74,999.99 |
3.60% |
Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.
Premium Certificates of Deposit (CD)
|
Term |
Balance Requirement |
APY |
|---|---|---|
|
6 months |
$75,000+ |
3.70% |
|
12 months |
$75,000+ |
4.00% |
|
18 months |
$75,000+ |
4.00% |
|
24 months |
$75,000+ |
4.20% |
|
30 months |
$75,000+ |
4.20% |
|
36 months |
$75,000+ |
4.20% |
|
48 months |
$75,000+ |
3.90% |
|
60 months |
$75,000+ |
3.70% |
Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.
Secured Auto Loan
|
Model Year |
APR |
|---|---|
|
2024 – 2026 |
As low as 5.09% |
|
2021 – 2023 |
As low as 5.34% |
|
2018 – 2020 |
As low as 6.04% |
|
2014 – 2017 |
As low as 6.84% |
|
2013 and older |
Call for rates |
Rates and terms are subject to member eligibility, creditworthiness, model year and other factors. The maximum loan to value is 120% of the purchase price. Loans greater than 60 months and less than 72 months must exceed $15,000. Loans greater than 72 months and less than 84 months must exceed $20,000. Loans greater than 84 months and less than 96 months must exceed $50,000. Loans greater than 96 months must exceed $75,000. Minimum annual principal repayments $1,000. Contact the credit union for complete loan details.
Unsecured Loan
|
Loan Type |
Term |
APR |
|---|---|---|
|
Signature Loan |
Up to 48 months |
As low as 13.00% |
|
Signature Line of Credit |
Open-ended |
As low as 12.00% |
Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.
Home Equity Loan
|
Loan Type |
Loan to Value |
APR |
|---|---|---|
|
Adjustable Line of Credit |
80% |
As low as 6.75% |
|
Adjustable Line of Credit |
90% |
As low as 7.75% |
|
Adjustable Line of Credit |
100% |
As low as 8.75% |
Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.