Rates and terms are subject to member eligibility, creditworthiness, model year and other factors. The maximum loan to value is 120% of the purchase price. Loans greater than 60 months and less than 72 months must exceed $15,000. Loans greater than 72 months and less than 84 months must exceed $20,000. Loans greater than 84 months and less than 96 months must exceed $50,000. Loans greater than 96 months must exceed $75,000. Minimum annual principal repayments $1,000. Contact the credit union for complete loan details.