This is a prime time for a UCCU credit card
Make those online & in-store shopping deals even better
From Halloween to New Year’s Eve, United Consumers Credit Union can make it the best holiday shopping season yet! To celebrate 85 years of working hard with the hardworking, and to mark the holiday season the way we like to – by giving back – we’re putting cash back in your pocket.
Get up to $85 cash back
when you open a new UCCU Visa® credit card or make purchases with your existing UCCU Visa!*
You’ll also unbox these great features:
- Our Rewards card gives you up to three points for every dollar spent to use for even more cash back, gift cards and more.
- Our Classic card offers competitive rates that beat the national average.
- Either option comes with no annual fee, no balance transfer fee and a 25-day interest-free grace period on purchases.
Put our credit card to work on your shopping list today!
*Offers valid 10/1/26-12/31/26. Offers are subject to member eligibility and credit qualifications and may change without notice. Incentives will be deposited into the member’s UCCU savings account no later than 1/31/27. Balance transfers and cash advances are ineligible for these offers. Members who open a new UCCU credit card and make eight transactions of at least $1 will receive $85. Current UCCU credit cardholders will receive 1.5% cash back on their purchases, up to $85. A minimum $1 transaction is required to receive incentive. Contact UCCU for complete details on all offers.
Join us for our fall events that give back to you & our community!
International Credit Union Day
Thursday, Oct. 15
9:30 a.m.-5:30 p.m.
International Credit Union Day recognizes all the good that credit unions do. Celebrate with us by stopping by any of our four lobbies on Oct. 15 to enjoy free treats and giveaways!
Fall shred & Goodwill event*
Saturday, Oct. 17
9 a.m.-noon
1111 E. 23rd St., Independence
Join us at our Independence branch to drop off your documents at our on-site shred truck.
Goodwill will also be on hand to accept donations of clothes, toys, select furniture and more. Review this list to see what items Goodwill can accept.
Almost Andy Reid will be here to provide coaching support and selfies, too!
We hope to see you at our upcoming fall events! Thank you for being a member.
*Event subject to cancellation if adverse weather conditions occur. We’ll announce any potential cancellation on our Facebook page: facebook.com/unitedconsumerscu. Contact UCCU for complete details.
Skip your December loan payment
With United Consumers Credit Union's skip-a-payment program, members with vehicle loans and personal loans can skip their December loan payment without penalty!* The processing fee ranges from $15 to $25:
- Personal loan: $15
- Vehicle loans: $25
Complete the request form, and return it to any UCCU office by Friday, Nov. 20 to see if you qualify.
*Does not apply to real estate loans, credit cards, share/certificate-secured loans or lines of credit. Account must be open for at least a three-month period with three straight months of on-time payments to qualify. Eligibility is based on member credit and other factors. Skip-a-payment fee is payable at the time of application. Regular payments will resume with your January 2027 payment. Interest continues to accrue during deferment period. Loan maturity date will be extended for the number of months of the applied extension. If your auto loan has GAP protection, please contact your GAP provider to determine how a skip-a-payment may affect your coverage. Offer subject to approval and does not apply to the first payment of any loan. All applicable parties must sign the form. The fee to skip a payment is $15 for personal loans and $25 for vehicle loans. Contact the credit union for complete details.
Give your holiday budget a boost
Make room in your budget for everything the season brings. Our holiday loan gives you extra funds for gifts, travel, celebrations and other year-end expenses, so you can spend less time worrying about your wallet and more time enjoying the holidays.
Borrow up to $2,000 for up to 12 months at 9.99% APR!*
Enjoy a fixed rate and short repayment term designed to have your loan wrapped up before the next holiday season. Give your holiday budget a boost!
*APR=Annual Percentage Rate. Offer subject to change without notice, credit qualifications and member eligibility. Offer valid 10/1/26-12/31/26. Contact UCCU for complete details.
