Make your home work hard for you
You work hard, now let your home do the same. United Consumers Credit Union’s home equity line of credit (HELOC) gives homeowners the tools they need to improve their home, pay down debt and more! And for a limited time, you can enjoy:
Intro rates as low as 5.25% APR for 12 months when you open a new HELOC with UCCU or bring us your loan from another lender*
And, our HELOC comes with great benefits:
- Affordable payments
- Easily accessible funds
- Flexible repayment terms
- And more!
Make your home’s equity work just as hard as you do, and apply today!
*APR=Annual Percentage Rate. Offer valid 3/2/26-5/30/26 and is subject to change without notice, member eligibility, creditworthiness and collateral conditions. Introductory APR available on new HELOCs, current UCCU HELOCs are ineligible. After the introductory period, APR may vary for the remaining life of the loan. The home equity line of credit features a variable rate that is based on the Prime Rate as published in the Wall Street Journal, plus a margin, and is subject to change. As of 2/23/26, the Prime Rate was 6.75%. HELOCs have a rate floor of 4.5% APR and a maximum repayment term of 180 months. Finance charges begin the date a transaction is posted to your account. United Consumers Credit Union NMLS #604698. Contact UCCU for complete details.
Student members: Apply for a UCCU scholarship
We can make our young members’ college dreams come true. This year, we’ll award two $1,500 scholarships to worthy high school and college students planning to attend full time in the fall of 2026.*
Applicants or their parents must be UCCU members at the time of application, and the winners will show a balanced combination of academic achievement, strong work ethic, school and community activities, written expression and character.
Hurry – the deadline is May 22, 2026. Get full details and application information!
By failing to comply with application and scholarship guidelines, this will result in scholarship forfeiture. For more information, contact UCCU.