Mortgage rates have dropped
Catch these added savings!
A drop in rates opens the door to meaningful savings, and now there’s even more reason to move to a mortgage with United Consumers Credit Union: Up to $750 in savings!
- Get up to $500 off closing costs when you finance your home with us, or bring us your mortgage from another lender1
- Get $250 when you open a UCCU checking account with direct deposit2
Catch your dream home (or a dream payment), and apply today! Get started.
1Offer valid 4/1/26-9/30/26, and subject to appraisal and underwriting terms and conditions. Offer applies to new mortgages financed with UCCU only, current UCCU mortgages are ineligible for refinance. Up to $500 will be deposited into savings account at closing. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications and collateral. Mortgages are available in Missouri and Kansas only. United Consumers Credit Union NMLS #604698. 2Offer valid 4/1/26-9/30/26. Member receives incentive within 30 days of closing on a UCCU home loan when a new qualifying checking account is opened with a posted recurring direct deposit. Incentive is subject to 1099 reporting. Contact UCCU for complete details on all offers.
Save a tree, we’ll plant a tree
Help us celebrate Arbor Day by enrolling in E-statements! We’ll thank you by planting a tree at our Independence office. You will need to be enrolled in online banking to receive E-statements.
Accessing your account information securely through online and mobile banking helps:
- Reduce paper waste (and clutter in your home!)
- Protect sensitive financial information
- Keep your statements organized and easily accessible
If you’re still getting paper statements, make the switch to a more secure and sustainable way to manage your money. Enroll in E-statements today!
If you have online banking, and want to enroll in E-statements:
- Log into online banking at the top-right of this page.
- Go to Statements, Manage Preferences.
- All your accounts will show on the screen.
- Click the button to the left of each account to enable E-statements; or, you can click the button at the top to Enable All and go paperless.
If you want to sign up for online banking and enroll in E-statements, click here! View our E-statement disclosure.
Make your home work hard for you
You work hard, now let your home do the same. United Consumers Credit Union’s home equity line of credit (HELOC) gives homeowners the tools they need to improve their home, pay down debt and more! And for a limited time, you can enjoy:
Intro rates as low as 5.25% APR for 12 months when you open a new HELOC with UCCU or bring us your loan from another lender*
And, our HELOC comes with great benefits:
- Affordable payments
- Easily accessible funds
- Flexible repayment terms
- And more!
Make your home’s equity work just as hard as you do, and apply today!
*APR=Annual Percentage Rate. Offer valid 3/2/26-5/30/26 and is subject to change without notice, member eligibility, creditworthiness and collateral conditions. Introductory APR available on new HELOCs, current UCCU HELOCs are ineligible. After the introductory period, APR may vary for the remaining life of the loan. The home equity line of credit features a variable rate that is based on the Prime Rate as published in the Wall Street Journal, plus a margin, and is subject to change. As of 2/23/26, the Prime Rate was 6.75%. HELOCs have a rate floor of 4.5% APR and a maximum repayment term of 180 months. Finance charges begin the date a transaction is posted to your account. United Consumers Credit Union NMLS #604698. Contact UCCU for complete details.
Student members: Apply for a UCCU scholarship
We can make our young members’ college dreams come true. This year, we’ll award two $1,500 scholarships to worthy high school and college students planning to attend full time in the fall of 2026.*
Applicants or their parents must be UCCU members at the time of application, and the winners will show a balanced combination of academic achievement, strong work ethic, school and community activities, written expression and character.
Hurry – the deadline is May 22, 2026. Get full details and application information!
By failing to comply with application and scholarship guidelines, this will result in scholarship forfeiture. For more information, contact UCCU.