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Current Promotions

You’re $725 closer to your next home (or a lower payment)

Whether you’re working hard to buy a home or working hard to find ways to save on your current mortgage, now is the perfect time to make a move with United Consumers Credit Union. We work hard with the hardworking.

Get up to $500 off closing costs when you finance your home with us, or bring us your mortgage from another lender!1 Plus, get $225 when you open a UCCU checking account with direct deposit!2

  • Choose among fixed-rate, adjustable-rate and government-backed options.
  • Our friendly mortgage team is with you from start to finish.
  • Use our online mortgage calculators to see how much house you can afford, how much you can save on your current loan and more!

Secure your dream home, or lower your current mortgage payment today - all while getting paid to bank in the community! Get started.

1Offer ends 9/30/25, and subject to appraisal and underwriting terms and conditions. Offer applies to new mortgages financed with UCCU only, current UCCU mortgages are ineligible for refinance. Up to $500 will be deposited into savings account at closing. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications and collateral. Mortgages are available in Missouri and Kansas only. United Consumers Credit Union NMLS #604698. 2Offer ends 9/30/25. Member receives incentive within 30 days of closing on a UCCU home loan when a new qualifying checking account is opened with a posted recurring direct deposit. Incentive is subject to 1099 reporting. Contact UCCU for complete details on all offers.

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Skip your August loan payment

With our skip-a-payment program, members with certain loans may put off their August loan payment without penalty!* Simply pay a processing fee of 10% or $50, whichever is less.

Complete the request form, and return it to any UCCU office by Friday, July 18 to see if you qualify.

*Does not apply to mortgage/home equity loans, credit cards, share/CD-secured loans or lines of credit. Account must be open for at least a three-month period with three straight months of on-time payments to qualify. Eligibility is based on member credit and other factors. Skip-a-payment fee is payable at the time of application. Regular payments will resume with your September 2025 payment. Interest continues to accrue during deferment period. Loan maturity date will be extended for the number of months of the applied extension. If your auto loan has GAP protection, please contact your insurance carrier to determine how a skip-a-payment may affect your coverage. Offer subject to approval and does not apply to the first payment of any loan. All applicable parties must sign the form. The fee to skip a payment is 10% of your payment or $50, whichever is less. Contact the credit union for complete details.

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