Mortgage rates have dropped
Catch these added savings!
A drop in rates opens the door to meaningful savings, and now there’s even more reason to move to a mortgage with United Consumers Credit Union: Up to $750 in savings!
- Get up to $500 off closing costs when you finance your home with us, or bring us your mortgage from another lender1
- Get $250 when you open a UCCU checking account with direct deposit2
Catch your dream home (or a dream payment), and apply today! Get started.
1Offer valid 4/1/26-9/30/26, and subject to appraisal and underwriting terms and conditions. Offer applies to new mortgages financed with UCCU only, current UCCU mortgages are ineligible for refinance. Up to $500 will be deposited into savings account at closing. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications and collateral. Mortgages are available in Missouri and Kansas only. United Consumers Credit Union NMLS #604698. 2Offer valid 4/1/26-9/30/26. Member receives incentive within 30 days of closing on a UCCU home loan when a new qualifying checking account is opened with a posted recurring direct deposit. Incentive is subject to 1099 reporting. Contact UCCU for complete details on all offers.
A winning combination: KC Monarchs & UCCU
We're proud to sponsor the Kansas City Monarchs for the 2026 season, because this partnership benefits you and our community.
You may see Monty in our lobbies from time to time, and we're giving you exclusive opportunities to win tickets to Monarchs games!
Get two home-game vouchers when you:
- Open a new checking account or loan
- Join United Consumers Credit Union
Plus, we're loading the bases with our monthly Facebook drawing. Comment on our Monarchs Monday posts for a chance to win two home-game vouchers AND merchandise like a signed cap or jersey!
Let's go Monarchs! Ask us for details today.
Make your home work hard for you
You work hard, now let your home do the same. United Consumers Credit Union’s home equity line of credit (HELOC) gives homeowners the tools they need to improve their home, pay down debt and more! And for a limited time, you can enjoy:
Intro rates as low as 5.25% APR for 12 months when you open a new HELOC with UCCU or bring us your loan from another lender*
And, our HELOC comes with great benefits:
- Affordable payments
- Easily accessible funds
- Flexible repayment terms
- And more!
Make your home’s equity work just as hard as you do, and apply today!
*APR=Annual Percentage Rate. Offer valid 3/2/26-5/30/26 and is subject to change without notice, member eligibility, creditworthiness and collateral conditions. Introductory APR available on new HELOCs, current UCCU HELOCs are ineligible. After the introductory period, APR may vary for the remaining life of the loan. The home equity line of credit features a variable rate that is based on the Prime Rate as published in the Wall Street Journal, plus a margin, and is subject to change. As of 2/23/26, the Prime Rate was 6.75%. HELOCs have a rate floor of 4.5% APR and a maximum repayment term of 180 months. Finance charges begin the date a transaction is posted to your account. United Consumers Credit Union NMLS #604698. Contact UCCU for complete details.
