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Welcome, Monarchs fans!

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We're glad you're here

United Consumers Credit Union is a proud sponsor of the KC Monarchs baseball team through the 2028 season! 

Mortgage rates have dropped

Catch these added savings!

A drop in rates opens the door to meaningful savings, and now there’s even more reason to move to a mortgage with United Consumers Credit Union: Up to $750 in savings!

  • Get up to $500 off closing costs when you finance your home with us, or bring us your mortgage from another lender1
  • Get $250 when you open a UCCU checking account with direct deposit2

Catch your dream home (or a dream payment), and apply today! Get started.

1Offer valid 4/1/26-9/30/26, and subject to appraisal and underwriting terms and conditions. Offer applies to new mortgages financed with UCCU only, current UCCU mortgages are ineligible for refinance. Up to $500 will be deposited into savings account at closing. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications and collateral. Mortgages are available in Missouri and Kansas only. United Consumers Credit Union NMLS #604698. 2Offer valid 4/1/26-9/30/26. Member receives incentive within 30 days of closing on a UCCU home loan when a new qualifying checking account is opened with a posted recurring direct deposit. Incentive is subject to 1099 reporting. Contact UCCU for complete details on all offers.

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Get up to $96 cash back with free checking*

Earning rewards is actually really easy. 

  • 4% cash back on purchases up to $200
  • Refunds on ATM withdrawal fees nationwide
  • No monthly maintenance fees
  • No minimum balance to earn your rewards 

Enrollments must be in place, and all the following transactions and activities must post and settle to your Kasasa Cash Back account during each monthly qualification cycle:

  • At least one direct deposit, ACH payment or ACH credit transaction
  • At least 12 debit card purchases
  • Ben enrolled in and receive e-statements

We understand life gets busy. If you don't meet the qualifications one month, your account is still free and you can try again the following month.

Cash Back checking is our superpower! Get full details here.

*Terms and conditions apply. Contact UCCU for complete details.

 

Find the winning credit card for you

Boost your budget with United Consumers Credit Union's Visa® credit card options. You can live your life to the fullest with optional enhanced card management and no annual or balance transfer fees. 

  • Rewards: Earn one point for every $1 spent to use toward gift cards, travel, merchandise and more.
  • Classic: Get a straightforward, no-frills card that comes with our lowest rate.
  • Share-Secured: Rebuild your credit history and boost your credit score, using the money you have on deposit with us.
  • First-Time: Members ages 18-24 can establish credit with guidance from an adult co-signer.

Let us know how we can help you! Learn more here.

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