Business Accounts

Business Checking

• Ideal for businesses with lower transaction volumes, including sole proprietors
• $10 monthly maintenance fee
• No minimum balance requirements
• 25 deposits and credit items per month
• 25 checks or debit items per month
• Free digital banking
• Free Visa® debit card
• Surcharge-free ATMs and shared branches available
• Overdraft Protection plans for qualifying accounts
• No minimum deposit to open

Custom Business Checking

• Ideal for businesses with higher transaction volumes
• Available for ACH origination, company payroll, Check 21 processing businesses; not available for money service businesses
• Custom-based transaction pricing based on anticipated volume; activity is analyzed periodically
• Free digital banking
• Free Visa® debit card
• Surcharge-free ATMs and shared branches available
• Overdraft Protection plans for qualifying accounts

We offer a wide range of business savings accounts to help you take advantage of opportunities as they arise. Reach out to us to find the right account for your business. 

• Business Savings – Straightforward savings that earns dividends and establishes your membership in United Consumers CU.
• Business Money Market – Higher rates paid on higher balances and enhanced access to funds.
• Business Certificates – Guaranteed returns paid over the length of a set term of your choosing.
• Simplified Employee Pensions (SEP IRA) – Retirement plans for self-employed individuals, sole proprietors, partnerships, small businesses, and corporations’ employees. Contributions are made to the traditional IRAs of eligible employees, up to 25% of their annual income, with a maximum of $49,000.00.
• Truth in Savings disclosure