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Let United Consumers CU be your business’s trusted partner. Explore checking and savings for businesses of all sizes.

Key Features

  • Low Monthly Fees
  • Free Digital Banking
  • Local Service

Business Checking

  • Ideal for businesses with lower transaction volumes, including sole proprietors
  • $10 monthly maintenance fee
  • No minimum balance requirements
  • 25 deposits and credit items per month
  • 25 checks or debit items per month
  • Free digital banking
  • Free Mastercard® debit card with CardValet®
  • Surcharge-free ATMs and shared branches available
  • Overdraft Protection plans for qualifying accounts
  • No minimum deposit to open

Custom Business Checking

  • Ideal for businesses with higher transaction volumes
  • Available for ACH origination, company payroll, Check 21 processing businesses; not available for money service businesses
  • Custom-based transaction pricing based on anticipated volume; activity is analyzed periodically
  • Free digital banking
  • Free Mastercard® debit card with CardValet®
  • Surcharge-free ATMs and shared branches available
  • Overdraft Protection plans for qualifying accounts

We offer a wide range of business savings accounts to help you take advantage of opportunities as they arise. Reach out to us to find the right account for your business. 

  • Business Savings – Straightforward savings that earns dividends and establishes your membership in United Consumers CU.
  • Business Money Market – Higher rates paid on higher balances and enhanced access to funds.
  • Business Certificates – Guaranteed returns paid over the length of a set term of your choosing.
  • Simplified Employee Pensions (SEP IRA) – Retirement plans for self-employed individuals, sole proprietors, partnerships, small businesses, and corporations’ employees. Contributions are made to the traditional IRAs of eligible employees, up to 25% of their annual income, with a maximum of $49,000.00.
  • Truth in Savings disclosure