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We all make mistakes. Second Chance Checking gives you a blank slate to start rebuilding your credit.

Key Features

  • Unlimited Check Writing
  • Free Digital Banking
  • A fresh start for members with past credit problems1
  • $10 monthly maintenance fee
  • $100 minimum balance to open
  • Can switch to free Classic Checking after 12 months of successful account management
  • Unlimited check writing
  • Debit Card
  • Free digital banking
  • Shared branches available
  • Must come into a branch location to apply as certain restrictions apply. 

1Individuals with a record of fraud on the Qualifile report and those who have caused a loss at UCCU are not eligible. Direct Deposit of your paycheck is required if offered by your employer. Maximum holds as allowed by law will be placed on all checks (other than verifiable payroll checks or other guaranteed fund checks). Overdraft Privilege does not apply. Other terms and conditions will be disclosed at the time you open the account.