Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Rates Calculator

So you prefer to play it safe — nothing wrong with that. A CD earns fixed rates that won’t change with market fluctuations.

Key Features

  • Fixed-Rate Earnings
  • Wide Range of Terms
  • Guaranteed Returns
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  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty1
  • Take advantage of tax protection utilizing one of our IRA options with your CD
  • $500 minimum deposit to open
  • Truth in Savings Dividends Disclosure
  • Truth in Savings Interest Disclosure
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1Early withdrawals may result in the following penalties:

  • Terms of 1 year or less: forfeiture of 90 days’ dividends
  • Terms over 1 year: forfeiture of 180 days’ dividends
  • Terms over 2 years: forfeiture of 365 days’ dividends