Credit Cards

UChoose Rewards Visa Credit Card

• Earn reward points toward electronics, travel, and more with every qualifying purchase
• Enjoy extra reward points when you shop with participating retailers
• No annual fee or balance transfer fees
• Competitive interest rates
• 25-day, interest-free grace period on all purchases
• Purchasing power at millions of locations worldwide
• Add CardValet® for enhanced card management
• Easily replaced if lost or stolen
• Personalize your PIN by calling 1-800-567-3451

Visit UChooseRewards to register your card and begin earning your rewards!. 

UChooseRewards brochure to find out more about Uchoose Rewards!. 

Classic Visa Credit Card

• No annual fee or balance transfer fees
• Competitive interest rates
• 25-day, interest-free grace period on all purchases
• Add CardValet® for enhanced card management
• Easily replaced if lost or stolen
• Personalize your PIN by calling 1-800-567-3451

Visa Application Disclosure here

Enjoy financial freedom without worrying about hefty fees or tricky offers. A United Consumers CU Visa credit card gives members ages 18-24 these financial advantages:

• Reasonable credit limits and low interest rates
• Young cardholders receive guidance from an adult co-signer
• No annual fees or hidden charges

Reach out to us to learn more or apply for a First Time credit card.

Visa Application Disclosure here

Credit Life & Credit Disability Insurance

For more information on credit life and disability insurance, visit any UCCU branch office or contact the UCCU Member Service Center at (816) 325-6900 or (800) 580-9303.

Protection when it matters … We are here to help!

In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.

To begin, please fill out a claim form at https://lendingclaim.trustage.com/ (this will require a third-party speedbump). If you prefer, call (800) 621-6323 to begin the process and a TruStage™ claims specialist will guide you through the process.

Your purchase of TruStage Credit Life and Credit Disability Insurance, underwritten by TruStage Financial Group, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1875457.1-0817-0919. TruStage is the marketing name for the TruStage Financial Group, Inc. its subsidiaries and affiliates. ©TruStage