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APY = Annual Percentage Yield. APR = Annual Percentage Rate.  Fees may reduce earnings. All rates are subject to change without notice.

Share Accounts

Account Balance Requirement Rate APY
Preferred Checking $500.00+ 0.10% 0.10%
Business Checking n/a 0.10% 0.10%
Christmas Club n/a 0.15% 0.15%
1st Time Savings n/a 0.15% 0.15%
Classic Money Market $2,500+ 0.30% 0.30%

Share SavingsLearn More

Balance Rate APY
$500 - $4,999.99 0.10% 0.10%
$5,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.25% 0.25%
$50,000+ 0.30% 0.30%

Individual Retirement Accounts (IRAs)Learn More

Balance Rate APY
$2,000 - $4,999.99 0.10% 0.10%
$5000-$9999.99 0.15% 0.15%
$10,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.25% 0.25%
$50,000+ 0.30% 0.30%

Preferred Money MarketLearn More

Balance Rate APY
$2,500 - $9,999.99 0.10% 0.10%
$10,000 - $49,999.99 0.45% 0.45%
$50,000 - $74,999.99 0.50% 0.50%
$75,000+ 0.55% 0.55%

Certificates of Deposit (CDs)Learn More

Term Balance Requirement APY
6 months $500 – $24,999.99 1.15%
12 months $500 – $24,999.99  1.25%
18 months $500 – $24,999.99  2.30%
24 months $500 – $24,999.99  2.00%
30 months $500 – $24,999.99  2.10%
36 months $500 – $24,999.99  2.20%
48 months $500 – $24,999.99  2.40%
60 months $500 – $24,999.99  2.50%

Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.

Preferred Certificates of Deposit (CDs)Learn More

Term Balance Requirement APY
6 months $25,000 – $74,999.99 1.15%
12 months $25,000 – $74,999.99  1.25%
18 months $25,000 – $74,999.99  2.30%
24 months $25,000 – $74,999.99  2.00%
30 months $25,000 – $74,999.99  2.10%
36 months $25,000 – $74,999.99  2.20%
48 months $25,000 – $74,999.99  2.40%
60 months $25,000 – $74,999.99  2.50%

Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.

Premium Certificates of Deposit (CDs)Learn More

Term Balance Requirement APY
6 months $75,000+ 1.15%
12 months $75,000+ 1.25%
18 months $75,000+ 2.30%
24 months $75,000+ 2.00%
30 months $75,000+ 2.10%
36 months $75,000+ 2.20%
48 months $75,000+ 2.40%
60 months $75,000+ 2.50%

Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.

Secured Auto LoansLearn More

Model Year APR
2017 - 2019 As low as 3.99%
2014 - 2016 As low as 4.24%
2011 - 2013 As low as 4.74%
2007 - 2010 As low as 5.74%
2006 and older Call for rates

 

Rate is subject to member eligibility and creditworthiness. The maximum loan to value is 120% of the purchase price. Loans greater than 60 months and less than 72 months must exceed $15,000. Loans greater than 72 months and less than 84 months must exceed $20,000. Loans greater than 84 months and less than 96 months must exceed $50,000.Loans greater than 96 months must exceed $75,000. Minimum annual principal repayments $1,000. Contact the credit union for complete loan details. Rates Effective 4/17/2019

Unsecured Loans

Loan Type Term APR
Signature Loan Up to 48 months As low as 12.00%
Signature Line of Credit Open-ended As low as 10.50%

Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.

Home Equity LoansLearn More

Loan Type Loan to Value APR
Adjustable Line of Credit 80% As low as 6.25%
Adjustable Line of Credit 90% As low as 7.00%
Fixed Rate Loans 80% - 100% Call for Rates

 

Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.